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What's New with Us?

Applying for a payday loan is easy thanks to PaydayLoansUnited.co.uk

Simply apply online and you could be approved for a payday loan from one of our responsible lending partners.

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Complete the Easy Application

Once you have submitted a loan application, our system will decide if you are eligible for a loan from one of our responsible lending partners.
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Check Email
for status

Once approved, an email will be sent to you with further instructions about completing the loan application.


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Select Amount
to borrow

If the application is approved, the loan will be deposited directly into your bank account



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What is a Payday Loans UK?

A payday loan is a temporary solution to a short-term cash crunch. It is meant for unexpected expenses such as car repairs, emergencies or to pay utility bills. Payday loans typically range between £100 and £1000 and are borrowed until your next pay date. On your due date, which is usually your next pay date, the loan amount and finance charge is automatically withdrawn from your bank account.

If you are a resident of the United Kingdom, at least 18 years of age, currently employed and paid by direct deposit, then you could qualify for a loan.

The amount you can borrow depends on your take home pay. PaydayLoansUnited.co.uk will assess your application details and match you with the most suitable lender. If your application has been approved by a lender your loan will be issued. The funds will be deposited directly into your bank account. Depending on your bank account and the details of your application, your funds can instantly be in your account as early as the same day.

 

Payday Loans

  • How Payday Loans United Work
  • Are payday loans right for me?
  • How much may I borrow?
  • How do I repay my payday loan?
  • Can I extend or rollover my loan?

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Terms and conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on the lender’s terms and conditions. Representative APR (Annual Percentage Rate of charge): Representative example: Borrow £200 for 30 days. The total charge for credit is £59. Interest is fixed at a rate of £59 per £200 loan equivalent to an annual rate of 2227.47% fixed. The total repayable is £259. Representative APR 2222.47%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice.

*Subject to approval times and lender's policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumer’s credit history and ability to repay loan. Not everyone will qualify for £1000.

PaydayLoansUnited.co.uk is not a lending or banking institution. The personal information you submit will be supplied to a third-party lender to complete the loan application. PaydayLoansUnited.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. PaydayLoansUnited.co.uk may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.


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